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dari buku Liberalisasi Perbankan Indonesia yang ditulis oleh Widigdo Sukarman sebagai Telaah Ekonomi Politik berdasarkan hasil desertasinya, saya banyak menemukan banyak peneliti perankan sekaligus ekonomi yang harus ditelaah, antara lain:

  • Hal Hill, peneliti Australia
  • Steven Radelet, Harvard dan Michigan
  • Anne Booth, Peneliti Australia
  • Jeffrey Sachs,
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Senarai Pengamat Fintech


Di Jepang

Shunsuke Hayashihayashi
Shunsuke Hayashi, Business Producer

Joined DI after graduating from Tokyo University, majoring in economics, specializing in finance.
At DI, he is involved in constructing growth strategies and the medium-term management plan, planning overseas strategy development, and developing new businesses in various fields, such as finance, communication, environment and energy, trading, medical, and consumer products. Recently, he has also been focusing on venture capital businesses, and has experience providing investment advice, strategy-making, and execution support in areas such as finance, digital media, environment and energy in Japan and abroad.
From Shanghai, China.

artikel:

FinTech gives rise to the next-generation–
tackling reform in the financial industry

Repository FinTech


Perkstreet
Boom and Bust
Customers loved this online bank, and its generous rewards–which cost too much to sustain. It closed in 2013.

OnDeck
Second Stage
The small-business lender went public in 2014, validating a market for startups that provide high-priced but speedy credit to entrepreneurs.

BitInstant
Flame-Out
This early Bitcoin startup was backed by the Winklevoss twins but came under regulatory scrutiny and shuttered in 2013. Its co-founder is now in prison for money laundering.

Coinbase
Charting New Territory
One of the most successful Bitcoin- related startups, this virtual currency exchange is backed by both VCs and banks.

Square
Escape Velocity
The mobile payments company changed the way small businesses accept payments, but has also struggled with product setbacks and a much-rumored IPO.

WePay
New Trajectory
Launched as a consumer payments company, in 2013 WePay turned to processing payments for crowdfunding sites–and it has soared ever since.

Prosper
Late Recovery
One of the earliest online lending innovators, it faltered under regulatory scrutiny but started a comeback in 2013, and is now worth $1.9 billion.

Betterment
Autopilot
This “robo-adviser” is jockeying with Wealthfront, among others, to build a cheaper, more tech-reliant type of wealth-management firm.

Wesabe
Into Thin Air
A precursor to Mint.com, this personal-finance manager launched in 2006 but lost ground to its better-known competitor and closed down in 2010.

Stripe
Climbing Fast
The five-year-old payment processor, valued at $5 billion, has gotten a lift from such customers as Facebook, Twitter, Apple, and Kickstarter.

Lending Club
Up Up and Away
With its 2014 IPO, the online loan marketplace cemented its role as leader of this fintech generation.

Clinkle
Augering In
The mobile payments startup attracted buzz, and more than $30 million from high-profile investors, before pivoting products and hemorrhaging high-profile executives.

ZestFinance
Aiming High
ZestFinance, which sells pricey consumer loans to people who can’t otherwise get credit, is expanding its data services to China–and is No. 192 on this year’s Inc. 500 list, with $51 million in 2014 revenue.

Swift Capital
Gaining Momentum
The small-business financing company, which provides relatively costly but fast cash advances, is No. 64 on this year’s Inc. 500 list, with $27.5 million in 2014 revenue.
FROM THE SEPTEMBER 2015 ISSUE OF INC. MAGAZINE

FinTech, Shadow Banking dan Masa Depan Perbankan Indonesia


catatan penulis: artikel ini dibuat dengan sistem bertumbuh seiring perkembangan. akan terus ditambah dan disempurnakan agar komprehensif.

 

Sejak 1 Agustus 2015 MAS membentuk divisi baru yang khusus mengurusi soal FinTech & Inovasi (FTIG). FTIG akan bertanggung jawab untuk kebijakan peraturan dan strategi pembangunan untuk memfasilitasi penggunaan teknologi dan inovasi untuk mengelola risiko, meningkatkan efisiensi, dan memperkuat daya saing di sektor keuangan.

Di dalamnya terbagi dalam tiga unit yang mengurusi bidang Pembayaran dan Solusi Teknologi; Teknologi Infrastruktur; dan Laboratorium Inovasi Teknologi .

Apa yang dilakukan oleh MAS, menandakan bahwa Singapura ingin mengambil kesempatan sebagai sumber dan ibukota fintech dunia.

Apa itu FinTech
Financial technology, also known as FinTech, is an economic industry composed of companies that use technology to make financial services more efficient. Financial technology companies are generally startups founded with the purpose of disrupting incumbent financial systems and corporations that rely less on software (Wharton FinTech).

Mengapa perlu Inovasi