Repository FinTech

Maret 2, 2016

Boom and Bust
Customers loved this online bank, and its generous rewards–which cost too much to sustain. It closed in 2013.

Second Stage
The small-business lender went public in 2014, validating a market for startups that provide high-priced but speedy credit to entrepreneurs.

This early Bitcoin startup was backed by the Winklevoss twins but came under regulatory scrutiny and shuttered in 2013. Its co-founder is now in prison for money laundering.

Charting New Territory
One of the most successful Bitcoin- related startups, this virtual currency exchange is backed by both VCs and banks.

Escape Velocity
The mobile payments company changed the way small businesses accept payments, but has also struggled with product setbacks and a much-rumored IPO.

New Trajectory
Launched as a consumer payments company, in 2013 WePay turned to processing payments for crowdfunding sites–and it has soared ever since.

Late Recovery
One of the earliest online lending innovators, it faltered under regulatory scrutiny but started a comeback in 2013, and is now worth $1.9 billion.

This “robo-adviser” is jockeying with Wealthfront, among others, to build a cheaper, more tech-reliant type of wealth-management firm.

Into Thin Air
A precursor to, this personal-finance manager launched in 2006 but lost ground to its better-known competitor and closed down in 2010.

Climbing Fast
The five-year-old payment processor, valued at $5 billion, has gotten a lift from such customers as Facebook, Twitter, Apple, and Kickstarter.

Lending Club
Up Up and Away
With its 2014 IPO, the online loan marketplace cemented its role as leader of this fintech generation.

Augering In
The mobile payments startup attracted buzz, and more than $30 million from high-profile investors, before pivoting products and hemorrhaging high-profile executives.

Aiming High
ZestFinance, which sells pricey consumer loans to people who can’t otherwise get credit, is expanding its data services to China–and is No. 192 on this year’s Inc. 500 list, with $51 million in 2014 revenue.

Swift Capital
Gaining Momentum
The small-business financing company, which provides relatively costly but fast cash advances, is No. 64 on this year’s Inc. 500 list, with $27.5 million in 2014 revenue.

Daftar FinTech Yang Menjadi Perhatian Investor

Maret 2, 2016

Fintech Innovator mencatat dan membuat senarai mengenai dunia fintech. Di bawah ini adalah beberapa perusahaan Fintech yang dianggap baik.

The Top 10 companies in the Fintech 100 for 2015 are:

  1. ZhongAn (China)
  2. Oscar (USA)
  3. Wealthfront (USA)
  4. Qufenqi (China)
  5. Funding Circle (UK)
  6. Kreditech (Germany)
  7. Avant (USA)
  8. Atom Bank (UK)
  9. Klarna (Sweden)
  10. OurCrowd (Israel)

FinTech, Shadow Banking dan Masa Depan Perbankan Indonesia

Maret 2, 2016

catatan penulis: artikel ini dibuat dengan sistem bertumbuh seiring perkembangan. akan terus ditambah dan disempurnakan agar komprehensif.


Sejak 1 Agustus 2015 MAS membentuk divisi baru yang khusus mengurusi soal FinTech & Inovasi (FTIG). FTIG akan bertanggung jawab untuk kebijakan peraturan dan strategi pembangunan untuk memfasilitasi penggunaan teknologi dan inovasi untuk mengelola risiko, meningkatkan efisiensi, dan memperkuat daya saing di sektor keuangan.

Di dalamnya terbagi dalam tiga unit yang mengurusi bidang Pembayaran dan Solusi Teknologi; Teknologi Infrastruktur; dan Laboratorium Inovasi Teknologi .

Apa yang dilakukan oleh MAS, menandakan bahwa Singapura ingin mengambil kesempatan sebagai sumber dan ibukota fintech dunia.

Apa itu FinTech
Financial technology, also known as FinTech, is an economic industry composed of companies that use technology to make financial services more efficient. Financial technology companies are generally startups founded with the purpose of disrupting incumbent financial systems and corporations that rely less on software (Wharton FinTech).

Mengapa perlu Inovasi